From Credit Ruin to Creditworthy

Download or read book From Credit Ruin to Creditworthy written by Charlotte Moore and published by . This book was released on 2023-08 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book tells the author's personal journey from having a low credit score to achieving a high credit score. The author, who initially had a subprime score in the mid-500s, eventually reached a prime score of 800. She shares the challenges she faced after getting her first credit card, the lessons she learned, and the steps she took to rebuild her credit. The author also provides advice on credit repair, maintenance, and improving credit scores. Her story is a testament to her successful journey through credit challenges. The book explains the credit reporting process, credit scores, credit reporting agencies, and debt collectors in a clear and understandable way. It also covers credit reporting laws and procedures for filing credit disputes and credit report complaints. Additionally, the book offers a comprehensive guide to credit repair, including sample letters and dialogues for effective communication with creditors, collectors, and credit reporting agencies